SSF Calculator

SSF Calculator

The Social Security Fund was established in accordance with the Social Security (Administration Fund and Operation) Rules, 2067, issued on 7th Chaitra 2067. Since its inception, this fund has been administering the Social Security Tax and has been functioning as per the Social Security Act, 2074 based on the Social Security Act, 2074. As mentioned in the Preamble, the objective of this fund is to ensure the right of contribution based social security to the workers and to provide social security to the contributors. The Fund's programs are aimed at ensuring that all workers are covered under the Social Security Scheme, reducing their economic and social risks, realizing the concept of universal social security and ensuring the constitutional validity of contribution-based social security.

Why is SSF (Social Security Fund) important in Nepal

The Social Security Fund (SSF) in Nepal plays a vital role in protecting the welfare of private sector employees and establishing a formal, safe, and justified labor system. The revised schemes under SSF were implemented after amendment in Falgun 2076 (February 11, 2021), aligning with global labor standards and initiating progressive changes toward better social security.

SSF Contribution Structure: Detailed Breakdown SSF contributions are shared between employees and employers, with both parties contributing a percentage of the employee’s basic salary. Additionally, the government contributes to informal sector workers' contributions. 2.1 Contribution Breakdown for Formal Sector Employees The combined contribution to SSF amounts to 31% of the employee’s basic salary. Here’s a detailed breakdown: Contributor Pension Fund Social Security Tax Gratuity Additional Contribution Total Contribution Employee 10% 1% – – 11% Employer 10% – 8.33% 1.67% 20% Total 20% 1% 8.33% 1.67% 31% For example, if an employee earns NPR 50,000 per month, the contribution breakdown would be: Employee Contribution: NPR 5,500 Employer Contribution: NPR 10,000 Total Contribution: NPR 15,500

SSF (Social Security Fund) - Frequently Asked Questions

1. What is the Social Security Fund (SSF)?

The Social Security Fund is a government-managed program in Nepal aimed at providing financial and social protection to private-sector employees through various benefit schemes.

2. Who is eligible to join SSF?

All formal sector employers and employees in Nepal are eligible to join SSF. Even self-employed individuals can register voluntarily.

3. What benefits does SSF provide?

  • Medical treatment, health, and maternity benefits
  • Accident and disability protection
  • Dependent family protection
  • Old age pension and retirement benefits

4. How are contributions made to SSF?

Contributions are made by both employers and employees. Typically, employers contribute 11% and employees contribute 20% of the basic salary, which is divided among the various social security schemes.

5. Is SSF mandatory?

For private sector institutions notified by the government, participation in SSF is mandatory. Others can participate voluntarily.

6. Can migrant workers join SSF?

Yes, returning migrant workers can register and contribute to the SSF to ensure long-term benefits such as pensions.

7. How can I register for SSF?

Employers and employees can register online through the official SSF portal: www.ssf.gov.np

8. How do I claim benefits?

You can apply for benefits by submitting the required documents through the SSF portal or visiting the SSF office. The revised system ensures a simplified and quicker claim process.

9.How to Log In to the SSF Portal

Contributors and employers can access their SSF accounts to check contributions, claim benefits, or update details. Follow these steps:

  1. Visit ssf.gov.np.
  2. Choose the appropriate portal:
    • SSF Contributor Login Portal: For employees to view their SSF number, contributions, and claims.
    • SSF Employer Login Portal: For employers to manage employee registrations and contributions.
  3. Enter your username, password, and SSF ID (provided upon registration).
  4. Access your account to manage contributions or file claims.

    5. Tip: If you face login issues, contact SSF at 01-5970016 or info@ssf.gov.np.

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10.How to Register for SSF in Nepal

The SSF registration process is straightforward and online, ensuring efficiency:

  1. Employer Registration: Submit the company registration certificate, PAN/VAT certificate, employer details, and online application form via ssf.gov.np. Receive a certificate within 2 days.
  2. Employee Registration: Within 3 months of hiring, submit employee details, ID documents, and a passport-size photo. Employees receive a unique SSF number.
  3. Contributions: Deposit 31% of the employee’s basic salary monthly (11% employee, 20% employer) via ConnectIPS or Nepal Bank Limited (Account: 002116067200012000002).

Note: Late registration or non-compliance may result in penalties, including a 10% interest on delayed contributions.

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